Terms of service
Last updated: 16 October 2026
By using Ledger Loop you agree to these terms.
The service
Ledger Loop helps you keep records: money, tasks, lists, plans and more, alone or with other people. It is a record-keeping tool. It does not hold, move or lend money, give financial, tax, legal or medical advice, or verify what anyone enters.
Your account and content
You are responsible for your account and for the content you add. Only add information you have the right to add, including other people's names and phone numbers. Loans and balances shown between people are records that you and the other person agree on. They are not legal contracts unless you make them so.
Acceptable use
Do not use the app for anything unlawful, to harass others, to upload harmful content, or to try to break or overload the service or access other people's data.
Availability and changes
We work to keep the service running but do not guarantee it will always be available or free of errors. We may change or stop features. Keep your own copies of important records using the export tools in Settings.
Ending use
You can stop at any time and delete your account in the app. We may suspend accounts that break these terms.
Liability
To the extent the law allows, the service is provided "as is", and innova8ions is not liable for indirect or consequential losses, or for decisions you make based on information in the app. Nothing here limits rights you have by law.